In-House Investor Pro: NIV, NEV, NAV.

Newfi Wholesale Non-QM

Remember the NIV/NAV loans? Sequoia Investor Pro is incredibly flexible, underwritten in-house, and requires no income, employment or asset verification*. This terrific NOO option is a NIV NEV NAV, and is making headway in the marketplace.

Newfi Wholesale has created one of the easiest methods of qualification for your investor clients. With Sequoia Investor Pro you have two options: qualify based on the subject property cash flow with a DSCR of 1.150, or go true No Ratio.

Here are some highlights:

  • No Income, No Employment, No Reserves – verify cash to close on purchases
  • 80% LTV up to $1,000,000 or 75% LTV up to $2,000,000
  • 3/1 ARM, 5/1 ARM and Interest Only terms
  • No limit to financed properties
  • Title vesting in an LLC or corporation is accepted
  • Credit scores down to 620
  • Only 2 years seasoning from foreclosure, short sale, BK and DIL

Since the Sequoia loans are Newfi products, we control all underwriting and make all credit decisions and exceptions, providing flexible qualification and faster approvals. No investor approval required!

* Cash to close must be verified on purchase transactions