Commercial Real Estate Loans

  • Commercial mortgages from $250,000 to $2 million
  • Purchase, refinance, and cash out
  • Owner-occupied and investment properties
  • Great alternative to banks, particularly for borrowers needing flexibility
  • Small Balance Commercial Loan Flyer

    Click Here for a PDF of the Commercial Loan Flyer

    Why sell small-balance commercial loans?

    • Grow your business and diversify your product line
    • Easy product extension if you’ve done residential, multi-family loans or large commercial
    • Great door-opener with new and old referral sources (real estate agents, insurance agents, lawyers)
    • Avoid referring out lucrative business from new and existing clients
    • Good rates available, even for borrowers with complicated credit situations

    Who are small-balance commercial loans for?

    Small-balance commercial loans are ideal for your clients looking to invest in commercial real estate, or small business owners who are interested in purchasing or refinancing a property.

    Borrowers should have strong credit and personal financial strength to qualify for the best rates.

    We also have a flexible “light doc” program for self-employed borrowers or other investors whose tax returns do not fully represent their credit status or net worth. While rates are higher than traditional bank rates, they are lower than those of hard money lenders.

    What’s special about the Newfi Wholesale small-balance commercial loan program?

    Our program covers commercial mortgages from $250,000 up to $2 million. Some of the exciting features of our loan program include:

    • LTV up to 80%
    • Owner-occupied or investment properties
    • Long terms and amortizations (up to 30 years!)
    • Cash-outs OK
    • 48-hour pre-approvals
    • Multiple prepayment premium options
    • 650 credit score minimum required

    Commercial Loan Guidelines

    What property types are eligible?

    Our small-balance commercial loan program covers a wide variety of properties, including:

    • Multifamily
    • Mixed-use residential/commercial
    • Office
    • Retail
    • Self-storage
    • Light industrial
    • Warehouse
    • Automotive
    • Mobile home parks
    • Restaurants
    • Daycare
    • Bars
    • Restaurants

    For more information

    See our program guidelines, or call the Newfi Wholesale team at 888-415-1620!

    Additional resources



    Other Resources

    Let’s talk about your business goals and how we can help.