Government Loans

Newfi Wholesale provides FHA loans combining low rates, low down payments, and more flexible credit qualifications.

FHA Loans

Low down payments and reduced credit requirements for first-time and experienced homebuyers

  • AUS underwrite
  • Credit scores as low as 640
  • Down payments as low as 3.5%
  • Gift funds can cover 100% of down payment and closing costs
  • 3 years seasoning for foreclosure or deed-in-lieu

See Guidelines (on, .pdf)

FHA Streamline Refinancing

Allows homeowners with an existing FHA loan to refinance without an appraisal or certain other documentation

  • No appraisal required
  • No income/employment verification required
  • Credit scores as low as 640
  • Reduced documentation needs

See Guidelines (on, .pdf)

Let’s talk about your borrower needs and how we can help.