Closed-End Seconds

Newfi Wholesale has Second Mortgage home equity solutions for your borrowers looking to consolidate debt or access cash.

Glacier Bank Statement Second Mortgage

Olympic Second Mortgage

Glacier Bank Statement Second Mortgage

  • Qualify using 12- or 24-Month Bank Statements
  • Loan Amounts from $200k-$500k
  • 80% Maximum CLTV/HCLTV
  • 700 Minimum Credit Score
  • Up To 45% DTI
  • 10, 15, 20, & 30 Year Fixed
  • Available on Primary Residences

See Matrix for Glacier Bank Statement Second Mortgage(.pdf)

Olympic Second Mortgage

  • Available on Primary Residences
  • Loan Amounts from $75k-$500k
  • 85% Maximum CLTV/HCLTV
  • 10, 15, 20, & 30 Year Fixed
  • 660 Minimum Credit Score
  • Up To 50% DTI
  • Not Available in MA, MN, MS, NY & SD

See Matrix for Olympic Second Mortgage(.pdf)

Acadia Expanded Second Mortgage


  • Qualify Using 1 or 2 Years of Full Doc Income
  • Loan Amounts from $150k-$550k
  • Available on Non-Owner Occupied Properties and Second Homes
  • 80% Maximum CLTV
  • 660 Minimum Credit Score
  • Up To 50% DTI
  • 10, 15, 20 & 30 Year Loan Terms
  • Not Available in MA, MN, NY & TX

See Matrix for Acadia Expanded Second Mortgage(.pdf)

EquityChoice Shared Appreciation Second Mortgage

  • Full Doc Loan
  • For Primary Residences >= 2 Years (SFR & PUD)
  • Loan Amounts from $85-500k
  • 16% Max LTV on EquityChoice Max CLTV of 65%
  • 680 Minimum Credit Score
  • Up To 45% DTI
  • Must Have 1st Lien
  • Available in Select States

Learn More

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