Closed-End Seconds

Newfi Wholesale has Second Mortgage home equity solutions for your borrowers looking to consolidate debt or access cash.

Olympic Second Mortgage

Olympic Second Mortgage

  • Available on Primary Residences
  • Loan Amounts from $75k-$500k
  • 85% Maximum CLTV/HCLTV
  • 10, 15, 20, & 30 Year Fixed
  • 660 Minimum Credit Score
  • Up To 50% DTI
  • Not Available in MA, MN, MS, NY & SD

See Matrix for Olympic Second Mortgage(.pdf)

Acadia Expanded Second Mortgage


  • Qualify Using 1 or 2 Years of Full Doc Income
  • Loan Amounts from $150k-$550k
  • Available on Non-Owner Occupied Properties and Second Homes
  • 80% Maximum CLTV
  • 660 Minimum Credit Score
  • Up To 50% DTI
  • 10, 15, 20 & 30 Year Loan Terms
  • Not Available in MA, MN, NY & TX

See Matrix for Acadia Expanded Second Mortgage(.pdf)

EquityChoice Shared Appreciation Second Mortgage

  • Full Doc Loan
  • For Primary Residences >= 2 Years (SFR & PUD)
  • Loan Amounts from $85-500k
  • 16% Max LTV on EquityChoice Max CLTV of 65%
  • 680 Minimum Credit Score
  • Up To 45% DTI
  • Must Have 1st Lien
  • Available in Select States

Learn More

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