Non-QM 2-1 Buydown

Use Interested Party Contributions to lower monthly payments and provide huge savings for the first 2 years for Non-QM borrowers!

Sequoia 2-1 Buydown

For Self Employed Borrowers

  • Use Seller, Realtor or Lender (with YSP) Contributions to Lower Monthly Payments for First 2 Years
    Year 1 Equivalent Rate = 2% Lower than the Note Rate
    Year 2 Equivalent Rate = 1% Lower than the Note Rate
    Year 3-30 = Full Payment with Note Rate
  • Qualify on Note Rate
  • Primary Residence Purchases Only
  • Available on Sequoia Non-QM and Sequoia Non-QM Expanded
  • Qualify with W-2, Personal or Business Bank Statements, 1099, Asset Utilization or CPA Letter
  • Up to 85% LTV
  • 640 Min Credit Score
  • Loan Amounts Up to $3M
  • 15, 30, and 40-Year Fixed

Learn More About Our Non-QM Offerings

See Sequoia Non-QM Matrix (.pdf)

Webinar Recording: How Non-QM 2-1 Buydowns Help Your Clients Win (12/15/22)

Run Your Scenario!

Let’s talk about your business goals and how we can help.