Jumbo Loans

Newfi Wholesale has jumbo solutions for all kinds of borrowers, with loan amounts up to $2.5 million and flexible credit qualification options.

Biscayne Jumbo

For our best pricing and fast closing, Biscayne is your all-purpose jumbo loan option.

  • Borrow up to $2.5 million
  • Max LTVs: 90% purchase, 80% rate & term, 75% cash out (up to $350,000)
  • Credit scores: 680 for purchase/rate & term; 700 for cash out
  • Fully delegated: no investor-added conditions or timelines
  • Self-employed and investors OK

See Guidelines (.pdf)     Read More About Biscayne


Sequoia Portfolio Plus

With Sequoia, we make all credit decisions and exceptions in house, providing flexible qualification and faster approvals.

Sequoia Portfolio Plus

  • Borrow up to $2.0 million
  • Max LTVs: 85% purchase, 75% rate & term, 70% cash out (up to $350,000)
  • Credit scores as low as 680
  • Owner occupied, second homes and investment properties OK
  • 12 month bank statement program

See Guidelines (.pdf)     Read More About Sequoia


Denali Non-QM Jumbo

Denali provides unusually high LTVs and a 40 year fixed with I/O period.

  • Borrow up to $2.5 million
  • Max LTVs: 95% owner occupied, 85% non-owner
  • Credit scores as low as 600
  • 40 year fixed with 10 year interest-only period
  • Shorter seasoning requirements

See Guidelines (.pdf)     Read More About Denali


Glacier Flex Non-QM

Designed for owner-occupiers, Glacier provides flexibility for credit events or bank statements.

  • Borrow up to $2.5 million
  • Max LTVs: 90% up to $1.5 million; 85% up to $2.5 million
  • Credit scores as low as 620
  • DTI up to 50%
  • 36 months seasoning for bankruptcy & foreclosure
  • Bank statement programs

See Guidelines (.pdf)     Read More About Glacier Flex


Glacier Expanded Flex Non-QM

Glacier Expanded Flex provides improved pricing for owner-occupiers in exchange for better credit quality.

  • Borrow up to $2.5 million
  • Max LTVs: 85% up to $1 million; 75% up to $2.5 million
  • Credit scores: As low as 680
  • DTI up to 55%
  • 60 months seasoning for bankruptcy & foreclosure
  • Bank statement programs

See Guidelines (.pdf)


Glacier Investment Property Non-QM

For investors, Glacier provides bank statement qualification and “one day” seasoning on credit events.

  • Borrow up to $2.0 million
  • Max LTVs: 80% for purchase/rate & term; 75% for cash out
  • Credit scores: As low as 620
  • 12 months of person bank statements OK for self-employed
  • “One-day” season for foreclosure; 24 months for Chapter 7 bankruptcy

See Guidelines (.pdf)     Read More About Glacier Investment


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